Implementing a 401(k) or other retirement plan can be a tough decision. That’s why we’ve partnered with Life, Inc. Retirement Services.
Life, Inc. is a hands-on retirement plan firm that builds custom plans for small and medium sized companies. Request a call to speak with one of our experts.
Retirement Plan Options
Traditional 401K
- Allows the owner to mold the plan around the goals of the company.
- Can create your own matching and vesting schedule.
- Multiple Investment Options.
- Choice of Record Keeper.
- Both Pre-tax and Roth options inside the plan.
- Compliance and administration Support.
Safe Harbor 401K
- Allows the owner to maximize contributions without relying on high employee participation.
- "Turn-key" matching and vesting options for easy compliance testing.
- Multiple Investment Options.
- Both Pre-tax and Roth Options inside the plan.
- Choice of Record Keeper.
- Compliance and adminstration Support
IMPORTANT DEADLINE: If you want to start a Safe Harbor 401(k)s before the end of the year, there is a deadline of October 1st.
Simple IRA
- "Turn-key" matching and vesting options.
- Pre-tax contributions only.
- Multiple Investment Options.
- Your choice of employment qualification into the plan.
- No administration costs.
IMPORTANT DEADLINE: If you want to start a Simple IRA before the end of the year, there is a deadline of October 1st.
Individual/Solo 401K
- Will allow the owner to contribute 100% of your income up to a certain point.
- Allows the company to match your contribution.
- Multiple Investment Options.
- Choice of Pre-tax or Roth Contributions.
- Compliance Support
SEP IRA
- Allows the owner to contribute up to 25% of your income.
- All contributions are pre-tax.
- Employee contributions are NOT allowed. (employer must do same amount of contribution as their own)
- Multiple Investment Options.
- Compliance Support
Cash Balance Plan
- High contribution limits for high income earning business owners.
- Allows employers to save substantially on taxes.
- Can be a stand alone plan or paired with a 401(k) and profit sharing plan.
- All contributions are employer contributions.
- Requires actuary in addition to normal compliance needs.
See how much you qualify for in 401(k) tax credits.
Benefits of Working with Life, Inc. Retirement Services
Low Cost 401(k) Plans
Your fees are fixed and we credit any “hidden fees” back to you.
401(k) Experts
Our retirement plan experts give you proactive advice.
We guide you through the administration, compliance and investment management of your plan.
Tax Advantages
When selecting the appropriate plan for your business, our experts look for all tax saving opportunities to optimize your savings.
Your company may qualify for $16,500 in tax savings!
Request A Call From One Of Our Experts!
Fill out the form below and a member of our team will contact you shortly.
Reach Us
Headquarters
100 E. Campus View Blvd.
Suite #250
Columbus, OH 43235