


Build a Custom 401(k) Plan for Your Business!
Grow your business and build wealth with a custom Retirement Plan Stack.
2024 Contributions
are still available!
Your Business Deserves a Smarter, Custom 401(k).
Forget the one-size-fits-all retirement plans. A generic 401k plan could be costing you money in taxes and missed opportunities. You can build a Retirement Plan Stack that aligns with your business goals—helping you maximize savings, reduce taxes, and build long-term wealth.
Let’s create the perfect 401(k) strategy for your business—schedule a free call today!
Michael, a successful business owner with no employees, wanted to maximize his retirement savings while minimizing taxes.
Through a custom-designed retirement plan stack, he and his wife were able to contribute over $575,000 across multiple plans in a single year.
This strategy not only helped secure their financial future but also generated over $222,000 in immediate tax savings, significantly increasing their cash flow and long-term wealth-building potential!
James runs a construction company with high employee turnover and wanted a way to protect cash flow while maximizing retirement contributions.
Through a custom 401(k) and profit-sharing plan design, we used strategic eligibility and vesting schedules to limit costs from short-term employees while allowing ownership to maximize contributions.
This strategy protected company assets, controlled expenses, and helped James build significant retirement wealth.
Eileen, a small business owner, needed a low-cost retirement plan that would meet state mandate requirements while helping her recruit and retain high-quality employees.
Eileen used a customized 401(k) solution focused on minimizing expenses, giving Eileen a competitive edge in hiring without pulling resources away from reinvesting in her growing business.
By using tax credits, her design allowed her to stay compliant, attract top talent, and keep her financial priorities aligned.
*These are hypothetical clients with hypothetical situations and plan designs.
Every business is different. Some owners are running solo, some are just starting to grow a team, and others are leading companies with hundreds of employees. There’s no one right path.
Your retirement plan should match the way your business runs today—and be able to grow with you. It should help you protect what you’re building, support the people around you, and keep you moving toward your bigger goals.
Whether you’re trying to attract great employees, stockpile more wealth, save a lot on taxes, or set up leadership benefits, your plan should be working for you. It’s not just for retirement. You should be using your plan as a tool to build your future.
The best businesses evolve. Their retirement plans should too.
Everything you need in one place.
Expertise & Guidance At Your Service
Opt for a retirement plan that's as unique as your business. With our expert guidance, craft a customized Retirement Plan Stack that aligns precisely with your company's objectives, not everyone else's.
What You’ll Walk Away With.
After mapping out your strategy, you’ll have clarity and confidence to move forward—whether you’re ready to act now or simply want to know your options.
1
A Tax-Savings Game Plan
Understand how much you could be saving—often well into six figures per year.
A Plan Designed For You
Solo? Stacked? Self-directed? Know exactly how build your custom Retirement Plan Stack.
Maximize Your Plan Design
How to unlock ways to use your plan for investing, leverage, and long-term growth.
A Strategic Advantage
Walk away with an edge in recruiting, retention, and executive-level planning.
FREE Consultation!
Our Most
Asked Questions
How much can a 401(k) really save me in taxes?
A lot more than most people realize. With the right plan design, business owners can contribute well into the six digits per year and deduct it—all while reducing taxable business income. The tax savings alone often pay for the plan many times over.
Can I use my 401(k) to invest in real estate or private deals?
Yes—if your plan is self-directed. A self-directed 401(k) can allow you to manage your own investments, like stocks, cryptocurreny, real estate, private lending, etc. It’s a powerful way to put retirement dollars to work using your own investment philosophy, while still enjoying tax-deferred (or even tax-free) growth.
What if I don’t want employees to take all the benefits?
With strategic plan design—like eligibility rules, vesting schedules, and profit sharing formulas, you can reward key people and retain control over how much goes to short-term staff. High turnover? No problem. Plans can be built to protect the business and focus benefits where they matter most.
How can a retirement plan help me grow my business?
Beyond just saving on taxes, a custom 401(k) can help you recruit better talent, retain top employees, and reinvest more cash back into the business. It’s not just about retirement—it’s about building something bigger and using the tax code to your advantage.
Some Of Our Trusted Partners:

Life, Inc. Retirement Services does not offer tax advice. Please always consult your tax professional about your eligibility for tax credits.
Life, Inc. Retirement Services is a Registered Investment Advisory Firm of the state of Ohio and licensed in Florida and Maryland. All emails and communication are meant to be informative and educational and should not be considered a sale of security until proper notification and disclosures are given.