How To Get Your Employer To Add A 401k Plan

How To Get Your Employer To Add A 401k Plan

Once upon a time, many employees working at private companies depended on a traditional, defined-based pension from their employer.  These days, many are pondering how to get their employer to offer a 401k plan. In 1978, 401(k) plans were created as a supplement to...
The Pitfalls To NOT Having A 401k Offering

The Pitfalls To NOT Having A 401k Offering

In January 2021 it seemed that everyone you ran into on the street was discussing the latest developments in the stock market. The experience was rather jarring for some. There has always been a class of people that meddles in the stock market, but it seemed that...
Introducing the QACA Safe Harbor 401k

Introducing the QACA Safe Harbor 401k

As an employer, there are two general goals attempting to be met when starting a retirement plan.  Either to retain and recruit high quality employees, or to save money on taxes while saving for your own retirement. For most, the Safe Harbor 401k is an easy way to...
Which One Is Best?  SEP IRA vs. Solo 401k

Which One Is Best? SEP IRA vs. Solo 401k

The number of self-employed Americans is rising by the day. According to Gallup, 30% of American workers were self-employed.  Being self-employed doesn’t mean you’ll fail to benefit from the tax benefits that formal employees get as conventional retirement...