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Establishing Your Schwab SDRA

Follow the steps below to open your Self-Directed Retirement Account.  Reach out to an expert for assistance.

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Establishing Your Plan

Follow these steps to establish your Self-Directed Retirement Plan with Schwab.

Things To Know:

  • Your plan must be established with Life, Inc. prior to opening up your SDRA.
    • If you haven’t done so, fill out our online intake form.
    • You’ll be submitting your Plan Document along with your application packet. 
  • You’ll need to submit duplicate applications to open an account for every contribution type (Roth, Pre-Tax, After-Tax).  
    • Example:  If you expect pre-tax and Roth contributions, two account are needed.  (This helps with tracking your contribution types.). 
    • More accounts can be established later for contributions changes.
  • Life, Inc. will ask for reporting information to be sent periodically.

IInSTEP 1:  Downloading the Application

  • You’ll need to establish a Company Retirement Plan with Schwab.  Click here to go to the Schwab website.
  • Under Establish Your Account, click Master Account Application link.
  • Click   towards the bottom of the screen.

STEP 2:  Completing the Application 

  • Fill out the application to the best of your ability.  Feel free to reach out to your dedicated representative with any questions.
  • In Section 12, fill out the Third Party Administrator (TPA) section with the following information:

TPA:  Life, Inc. Retirement Services

Tax ID:  47-1674808

Contact Name:  Ryan Neff

Address:  100 E. Campus View Blvd.  #250.  Columbus, OH 43235

Phone Number:  (614) 396-7652

Email:  brian.anderson@lifeincrs.com

  • Sections 13a, initial as Trustee/Co-Trustee.  DO NOT initial 13b.
  • Sections 14 & 15 do not require completion.

Life, Inc. should NOT be added to the Trusted Contact Authorization Form.  This form is for trusted family members or friends.

STEP 3:  Submitting the Application

  • Mail or fax the documents to:

Charles Schwab & Co., Inc.
P.O. Box 628291
Orlando, FL 32862-8291

Fax:  (888) 526-7252

STEP 4:  Once Accounts Are Opened

  • Once accounts are opened, please nickname the accounts (if applicable);  Roth, Pre-Tax, After-Tax
    • This will help with tracking contributions into your SDRA.
  • Notifiy your dedicated administrator with Life, Inc. that your accounts have been opened via email.

Need To Use A Different Custodian?

Click the custodian below to see the account opening process.