Establishing Your TD Ameritrade SDRA

Establishing Your Plan

Follow these steps to establish your Self-Directed Retirement Plan with TD Ameritrade.

Things To Know:

• Your plan must be established with Life, Inc. prior to opening up your SDRA.
  • If you haven’t done so, fill out our online intake form.
  • You’ll be submitting your Plan Document along with your application packet. 
• You’ll need to submit duplicate applications to open an account for every contribution type (Roth, Pre-Tax, After-Tax).  
  • Example:  If you expect pre-tax and Roth contributions, two account are needed.  (This helps with tracking your contribution types.). 
  • More accounts can be established later for contributions changes.
• Life, Inc. will ask for reporting information to be sent periodically.

STEP 1:  Downloading the Application

• You’ll need to establish a Tax-Exempt Trust Account with TD Ameritrade.  Click here to go to the TD Ameritrade website.
• On the left menu, click Retirement > Other Tax-Exempt Trust.
• Click  to request the application to be downloaded by filling out the form.

STEP 2:  Completing the Application 

• Fill out the Trust Account Application to the best of your ability.  Feel free to reach out to your dedicated representative with any questions.
• Under Section 12: ERISA Information:
  • Add Life, Inc. as the Third-Party Administrator using the following information:

TPA:  Life, Inc. Retirement Services

Contact Name:  Ryan Neff

Address:  100 E. Campus View Blvd.  #250.  Columbus, OH 43235

Phone Number:  (614) 396-7652

Email:  ryan.neff@lifeincrs.com

Life, Inc. should NOT be added as Trusted Contact or Authorized Agent. 

STEP 3:  Submitting the Application

• You can upload the documents by clicking here.
  • If you don’t have a TD Ameritrade account, click Register and Send Files.
    • Use your email address and add new@tdameritrade.com as the Recipient Email.
• Or, you can mail or fax the documents to:

TD Ameritrade, Inc.

200 South 108 Ave.

Omaha, NE 68154-2631

FAX:  (866) 468-6268

STEP 4:  Once Accounts Are Opened

• Once accounts are opened, please nickname the accounts (if applicable);  Roth, Pre-Tax, After-Tax
  • This will help with tracking contributions into your SDRA.
• Notify your dedicated administrator with Life, Inc. that your accounts have been opened via email.

Click the custodian below to see the account opening process.